Stay in control of today’s spending and feel confident about tomorrow
6 Jars Finance helps you divide your salary in advance, so you know how much you can spend on cafes and entertainment, set money aside for a vacation or a major purchase, and gradually build an emergency fund.
Know how much you can spend
You can see separate amounts for everyday expenses, cafes, entertainment, and other categories. There is no need to keep checking your total balance and wondering whether you can afford a purchase.
Save before you spend
You can immediately set aside part of your salary for a vacation, a major purchase, or another goal. This money stays separate from everyday spending instead of quietly disappearing by the end of the month.
Build an emergency fund over time
By regularly setting aside even a small part of your salary, you can build an emergency fund for illness, broken appliances, delayed salary payments, and other unexpected situations.
Built from personal experience
My name is Artem D. I have worked as a professional software developer since 2017 and created 6 Jars Finance.
I have used the Six Jars budgeting method for more than 10 years. Thanks to it, I do not have to keep wondering whether I can afford a new board game or go to a cafe, whether I will have enough money for a vacation, or whether I will be able to pay the rent on time if my paycheck is delayed.
Over the years, I tried several apps based on the Six Jars method. What frustrated me most was that the number of jars was always strictly limited to six. There was no way to add a seventh jar or remove one I did not need.
That is why I created 6 Jars Finance, where you can adapt your jar system as your circumstances and financial priorities change. I use the app regularly myself, so I continue to add new features and make it easier to use.
Frequently asked questions
Do I have to follow the traditional Six Jars allocation exactly?
No. The traditional allocation is a ready-made starting point, not a fixed set of rules.
Can I customize the app to suit my needs?
Yes. You can rename the six default jars, remove jars you do not need, and choose different percentages. You can also create additional jars if needed.
Do I need to record every purchase separately?
No. You can combine several purchases from the same jar into a single entry. For example, you do not have to record every supermarket purchase separately—you can simply enter the total amount spent on groceries.
What if I cannot afford to save right now?
You decide how much money to put toward savings. You can start with a small amount or, for now, allocate your entire salary to current expenses—the app does not require you to save a fixed percentage.
How is this different from a regular expense tracker?
Regular expense trackers mainly help you record purchases and see where your money has already gone. 6 Jars Finance automatically divides your salary between the spending and saving categories you set up in advance, so you can always see how much is available in each jar without dipping into money set aside for a vacation, a major purchase, or another goal.
Want to understand the method in more detail?
If you are unsure whether the Six Jars method will work for you or do not fully understand how it works, read the detailed guide. In it, I use practical examples and my own experience to explain how to apply the method in real life.